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Get bac(k) to your business

Flexible. Effective. Competitive.

SHRM 401(k) Solutions by Raymond James is built for small businesses to take some of the burden of 401(k)s off your shoulders, giving you more time to run your business. Whether its time to upgrade your existing plan, or you are looking to start a new plan, we can help.

SHRM 401k Solutions by Raymond James is a brand name only. To learn more about Raymond James (ADV 2A) and how we work with them (Solicitor Disclosure), click here


Building a retirement program that wor(k)s for you AND your employees.

Learn More About SHRM 401(k) Solutions by Raymond James

Let Raymond James show you how to save time, enhance fiduciary protection and possibly lower total cost, all without going through a conversion.

In order to be competitive in today’s job market, offering a retirement plan is a "need to have." Yet, just offering any plan won’t cut it – employees are demanding more from their employers to improve overall financial health.

And while a 401(k) plan offers employees the potential for financial security, up until now, it also led to financial constraints, administrative headaches, and fiduciary liabilities for many small businesses. Fiduciary responsibilities that come with personal liability 

Simply put, offering a 401(k) as a smaller organization has not been easy.

There is a better way – first step is to build a team that works together to pull your organization in the right direction. In their role as advisor, Raymond James can enhance the current offering of your existing provider or help you find one that is a better fit for your employees.

Our mission is simple: help employees achieve financial independence & help employers meet their fiduciary obligations.

(Congressional Research Briefing, Dec. 2020, pg. 4).


HR Professionals

As an HR professional, you know all about doing more with less. SHRM 401(k) Solutions by Raymond James was built with that in mind. Let us be an extension of your team to upgrade the benefits offered to your employees.

Without the proper support, retirement plans can be complicated - payroll integration, testing, investment selection, fee negotiation, vendor management, plan design, not to mention one of the most important factors - employee education and communication. But you don't have to do this alone! We are here to help you get started. 

Is your existing 401(k) plan compliant?


SHRM 401(k) Solutions by Raymond James levels the playing field.

It’s a game changer for small business owners and HR professionals. Through SHRM’s vast network of businesses and arrangement with Raymond James, you now have access to retirement plans on par with those offered by large companies at a reasonable cost, without sacrificing quality or giving up control of your plan’s design.

It’s the easy way to beef up your benefits package and start attracting the top, dedicated talent you deserve.

If you already offer a plan, do you know what or how you pay for your retirement plan service? You’re not alone if you don’t. In fact, nearly 50% of small businesses either had not reviewed plan fees in the last 12 months or were unsure if their organization had taken the time to benchmark plan costs. **

With SHRM 401(k) Solutions by Raymond James, your plan may have an opportunity to achieve significant savings. And for larger plans, you may have the opportunity to expand the services offered to your company and employees without increasing costs.

** Source: PLANSPONSOR 2020 Defined Contribution Plan Industry Report, page 74.


Save on Your Existing Plan

We estimate a 30% to 50% reduction in total costs for plans with assets of $500,000 to $1 million, when compared to the median fee benchmark. We estimate the cost savings at 20% to 40% for plans with $1 million to $5 million in assets.

Let Raymond James benchmark your plan to learn how much your organization could save.

1 Per Fiduciary Benchmarks, Inc. Assumes average account balance of $50,000 and target retirement date fund re-enrollment for 80% of plan assets. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct for your situation.

Services rendered will be dependent on applicable agreements


401 Uncompli(k)ted.

Raymond James has the experience, knowledge, and resources to manage and monitor most everything that goes on with a 401(k) plan, from changes in regulations to vendor management to employee wellness resources.

Liability Protection

Full responsibility accepted by Raymond James for the plan's investments*

Potential Cost Savings

Through competitively priced institutional investments and provider negotiation

"Bolt On" Services

Improve your plan without going through a conversion

*As set forth in, and subject to, applicable agreements”

Time Well Saved

By taking work off your plate, we give you time to focus on what you do best, run your business

Digital Provider Marketplace

100% Cost transparency & benchmarking tool

Employee Wellness

Meeting your employees where they are with custom education and tools on their path toward financial progress.


401 Dedi(k)ted.

  • It gives your employees an easy and convenient way to save towards retirement.
  • It’s a strong incentive for recruiting fresh talent to your company and retaining top talent.
  • It’s also a strong incentive for your current employees to stay.
  • It empowers them to take control and bolster their financial knowledge through our advisors. 

Because 401(k)s are such a valuable part of any company’s overall benefits package, partnering with SHRM 401(k) Solutions by Raymond James might just be that extra advantage your company needs to realize its full potential. 

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SHRM 401k Solutions by Raymond James is a branding name for the agreement between SHRM and Raymond James where Raymond James offers SHRM audiences with 401(k) retirement plan services. SHRM is a current client of Raymond James. SHRM receives cash compensation from Raymond James when a SHRM member, via introduction by SHRM, becomes a client of Raymond James. SHRM’s receipt of cash compensation creates an incentive for SHRM to market investment advisory services of Raymond James. Raymond James is not affiliated with SHRM. SHRM does not offer investment advisory services.

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The following links contain information about Raymond James (ADV PART 2A) and how we work with them (Solicitor Disclosure) and should be read carefully.

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Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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