Get bac(k) to your business

Simple to administer. Easy to understand.

SHRM 401(k) Solutions by Raymond James is a pooled asset program built for small businesses that takes some of the burden of 401(k)s off your shoulders, giving you more time to run your business.

SHRM 401k Solutions by Raymond James is a brand name only. To learn more about Raymond James (ADV 2A) and how we work with them (Solicitor Disclosure), click here


In order to be competitive in today’s job market, offering a 401(k) is a must if you want to attract and retain top talent.

A 401(k) plan offers employees the potential for financial security, but up until now, it also offered smaller businesses financial constraints, administrative headaches, and fiduciary liabilities.

In other words, it has taken a lot of your time and your money.

If you don’t currently offer a 401(k) plan, you’re not alone. Smaller organizations are less likely to provide American workers access to a 401(k) plan. In fact, only 49% of companies with fewer than 50 employees have access to employer-sponsored plans, vs 88% of companies with 500+ employees. 

Simply put, offering a 401(k) as a smaller organization has not been easy.

Competing in the job mar(k)et.

Learn More About SHRM 401(k) Solutions by Raymond James

Let Raymond James show you how to save time, enhance fiduciary protection and possibly lower total cost, all without going through a conversion.

(Congressional Research Briefing, Dec. 2020, pg. 4).



Fast forward to December 2019 and the passing of the SECURE Act. It has been the most impactful retirement-focused legislation in over 15 years. It acknowledges that defined contribution plans (aka 401k plans) are the way Americans will retire in the future.

It also acknowledges that small businesses need to be encouraged to offer these savings vehicles and that small business owners have not been given effective tools to take on this responsibility.

These new regulations have empowered small and medium-sized organizations to take advantage of the retirement benefits typically only available from larger employers, including high-quality, competitively priced investment options.


SHRM 401(k) Solutions by Raymond James levels the playing field.

It’s a game changer for small business owners and HR professionals. Through SHRM’s vast network of businesses and arrangement with Raymond James, you now have access to retirement plans on par with those offered by large companies at a reasonable cost, without sacrificing quality or giving up control of your plan’s design.

It’s the easy way to beef up your benefits package and start attracting the top, dedicated talent you deserve.

If you already offer a plan, do you know what or how you pay for your retirement plan service? You’re not alone if you don’t. In fact, nearly 50% of small businesses either had not reviewed plan fees in the last 12 months or were unsure if their organization had taken the time to benchmark plan costs. **

With SHRM 401(k) Solutions by Raymond James, your plan may have an opportunity to achieve significant savings. And for larger plans, you may have the opportunity to expand the services offered to your company and employees without increasing costs.

** Source: PLANSPONSOR 2020 Defined Contribution Plan Industry Report, page 74.


Save on Your Existing Plan

We estimate a 30% to 50% reduction in total costs for plans with assets of $500,000 to $1 million, when compared to the median fee benchmark. We estimate the cost savings at 20% to 40% for plans with $1 million to $5 million in assets.

Let Raymond James benchmark your plan to learn how much your organization could save.

1 Per Fiduciary Benchmarks, Inc. Assumes average account balance of $50,000 and target retirement date fund re-enrollment for 80% of plan assets. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct for your situation.

Services rendered will be dependent on applicable agreements


401 Uncompli(k)ted.

Raymond James has the experience, knowledge, and resources to manage and monitor everything that goes on with a 401(k) plan, from changes in regulations and legislation to new offerings.

Reduce headaches from offering a 401(k) plan with this comprehensive retirement benefit solution. 

Make retirement savings straightforward and attainable.

You’ll get the guidance and help you need to ease the burden of managing it all on your own.

By letting Raymond James take on key responsibilities, you get more time to do the things that matter most to you.

Make your organization more attractive to top talent.

You’ll be the hero of your organization, helping to make your 401(k) offering the best it can be.


401 Dedi(k)ted.

  • It gives your employees an easy and convenient way to save towards retirement.
  • It’s a strong incentive for recruiting fresh talent to your company and retaining top talent.
  • It’s also a strong incentive for your current employees to stay.
  • It empowers them to take control and bolster their financial knowledge through our advisors. 

Because 401(k)s are such a valuable part of any company’s overall benefits package, partnering with SHRM 401(k) Solutions by Raymond James might just be that extra advantage your company needs to realize its full potential. 

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SHRM 401k Solutions by Raymond James is a branding name for the agreement between SHRM and Raymond James where Raymond James offers SHRM audiences with 401(k) retirement plan services. Raymond James is not affiliated with SHRM.

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC or Raymond James & Associates, Inc., member NYSE/SIPC each a broker-dealer registered with the Securities and Exchange Commission (SEC). Investment advisory services offered through Raymond James Financial Services Advisors, Inc. or Raymond James & Associates, Inc. each an investment adviser registered with the SEC.

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